Welcome to Flint Community Bank Professional Banking
We provide physicians with a comprehensive approach to simplify finances.
We take the time to listen and understand your financial priorities
to create a lasting and lending relationship.
Time is a Commodity!
Time is a Commodity!
Physician Mortgage Program
A product designed especially for doctors and residents who are in need of financing of their primary residence. Up to 100% financing is available for eligible physicians. Other features of the Physician Program include:
- Primary residences only
- Purchase and interest rate/term refinance
- No mortgage insurance required
- Program applies to single family residences
- Deposit relationship must be established with Flint Community Bank
Or
- 100% LTV temporary financing for a home purchase
- 11-month interest only, renewable one time
- Primary residences only
- Purchase and interest rate/term refinance
- No mortgage insurance required
- Program applies to single family residences
- Deposit relationship must be established with Flint Community Bank
Physician Line of Credit
- Three-year term; may renew or extend the credit line, subject to standard underwriting guidelines
- Can be unsecured
- Interest only minimum payment due monthly
- Principal can be repaid at any time
- Line must be tied to a Flint Community Bank checking account with auto-debit of payments established

Senior Vice President
Professional & Retail Banking Manager
P: 229-903-3347
NMLS#445472