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Physician Program

Welcome to Flint Community Bank Professional Banking


We provide physicians, professionals, and executives with a comprehensive approach to simplify finances.
We take the time to listen and understand your financial priorities to create a
lasting and lending relationship. 

Time is a Commodity! 

Physician Mortgage Program

A product designed especially for doctors and residents who are in need of financing of their primary residence. Up to 100% financing is available for eligible physicians. Other features of the Physician Program include:
  • Primary residences only
  • Purchase and rate/term refinance
  • No mortgage insurance required
  • Program applies to single family residences
  • Deposit relationship must be established with Flint Community Bank
Or
  • 100% LTV temporary financing for a home purchase
  • 11-month interest only, renewable one time
  • Primary residences only
  • Purchase and rate/term refinance
  • No mortgage insurance required
  • Program applies to single family residences
  • Deposit relationship must be established with Flint Community Bank 

Physician Line of Credit

  • Three-year term; may renew or extend the credit line, subject to standard underwriting guidelines 
  • Can be unsecured
  • Interest only minimum payment due monthly
  • Principal can be repaid at any time
  • Line must be tied to a Flint Community Bank checking account with auto-debit of payments established

Kim Colby
Senior Vice President
Professional & Retail Banking Manager
P: 229-903-3347
MLO#767015
NMLS#445472
 
 
 
 
 
 
 
 
Mary Katherine Iler
Assistant Banking Officer
Professional & Retail Banking
P: 229-903-3358